News

Quad-City Times: Art creates good vibes

A Quad Cities artist is creating custom murals at Vibrant branches across the region.

CU Times: Vibrant PPP loan lending supports businesses

The credit union originated more than $200 million in PPP loans for companies across the United States. 

Changing Times for Vibrant Credit Union

Vibrant Credit Union will revitalize the vacant Sam’s Club in Moline as its new headquarters.

 

Blogs

How to apply for a car loan

The car-buying process is about more than just shopping for a vehicle. 

3 types of mortgage loans for first-time homebuyers

Shopping for a home can be fun and exciting, although probably a bit stressful at times. Shopping for a mortgage? Emphasis on the stressful part.

Will a checking account affect your credit score?

For the most part, your credit score doesn’t include information about your checking account—so long as you don't leave your account overdrawn.

5 questions to ask before you finance a car

Before you choose a loan, look at factors beyond the amount of your monthly payments.

Why should I refinance my auto loan?

You may be able to lower your monthly payments or reduce the total cost of your loan—but not always.

The benefits of getting preapproved for an auto loan

Don’t wait until you’ve picked out your dream car before you figure out how much you’re going to pay for it.

Buying vs. leasing a car

Those low monthly payments may look enticing, but make sure there aren’t other conditions that could lead to a large payment at the end of your lease period.

How much can I afford to spend on a house?

A home may seem as though it’s within your budget, don’t forget about the down payment, property taxes, insurance, and closing costs.

When to refinance your mortgage

If rates have dropped, you may be able to get a lower monthly payment or pay your loan off faster.

What is a home equity loan?

Your home is probably your biggest source of wealth—but you can’t exchange it for your kids’ braces. Or can you?

First-time homebuyer mistakes to avoid

Find out how much you can really afford to spend before you fall in love with a home you can’t really afford.

5 essential money-saving tips for college graduates

It may feel like you can’t afford to save right now, but it’s honestly never going to be any easier to do than it is now.

Tips for choosing a savings account

It pays to compare options from a range of local financial institutions to find the best rate of return.

Understanding why interest rates change

When interest rates go up, it doesn’t matter how high your credit score is—you're going to have to pay more.

5 reasons to take your business banking to a credit union

Did you know some financial institutions actually charge businesses to make deposits? Credit unions, on the other hand, are focused on service, not on extra fees.

What is a certificate of deposit (CD) and how does it work?

If you want to get a better rate of return on your savings without risk, a certificate of deposit could be the right solution.

Benefits of getting preapproved for an auto loan

We all seek approval, whether it’s from a parent, a mentor, or a karate instructor. But you know what’s better than approval? Preapproval. 

First-time homebuyer mistakes to avoid

Shopping for a home is kind of a big deal. It’s definitely stressful for a lot of people, especially first-time home buyers.