Add a Title Search current openings If you want a job you can feel good about, you'll love working here. Open yourself up to new possibilities You might be surprised by the number of Vibrant employees who never considered working in banking until they came here. What makes us different? First, we want you to find a role that makes you look forward to coming to work—and we’ll make sure you get the training and development to succeed in one that does. Second, we believe there’s no single “right” way to do most things, and we’re not afraid to try something new. That opens up a ton of opportunities to build your skills. Third, we take our members seriously, but not ourselves. Which is why there’s a closet full of inflatable cow costumes at our corporate headquarters. Make your career Vibrant If you want a job you can feel about about, you'll love working here. Open yourself up to new possibilities Search current openings Check it out Get to know Vibrant HQ The majority of our team works at our corporate headquarters in Moline. Even branch and remote employees can expect to spend a few days here each year for training and team building. ​ In keeping with our commitment to community revitalization, we transformed a former big-box outlet into a state-of-the-art workspace with plenty of room to keep growing. Vibrant HQ is also the place where we launch new technologies and initiatives, from our first fully digital branch to our inaugural Vibrant Coffeehouse & Kitchen. All the usual benefits, without the usual lengthy waiting period before they kick in ​ Medical, dental, and vision insurance 401(k) match up to 6 percent of your salary Paid time off ​ The expected The unexpected Some things you might expect from a credit union, plus a few you wouldn't ​ Flexible schedules and locations for many positions Casual dress code Work in our new state-of-the-art corporate headquarters, conveniently located beside Vibrant Coffeehouse + Kitchen (yep, there's an employee discount, too!) Learn more Because there's so much more to you than the hours you spend at work ​ Paid time off for volunteering Education reimbursement Leadership development courses The extraordinary Our employees get great benefits You deserve a Great Place to Work®. We've worked hard to create a culture that inspires people to do great work every day. We want you to feel energized and empowered in your role, whether you're working directly with members or supporting the people who do. ​ Find out why we've been Great Place to Work® certified for the last six years. Why our employees love working at Vibrant FAQ I've submitted an application. What next? Check your inbox for an email confirmation that your application has been received. We’ll get back to you within 5–10 business days with an update on your application status. Are there many opportunities to grow? Yes! As employees become more familiar with our operations, it’s not unusual for them to move into different roles and different departments. We also offer specialized training for employees who want to become leaders and for leaders who want to become exceptional. How long will I have to wait to become eligible for benefits? Health coverage kicks in on the first of the month following your hire date. You’ll also start earning PTO hours, but you won’t be able to use them until you’ve been here for 90 days. If you choose to contribute to a 401(k) plan, your plan will become active on the first day of the second full month following your hire date. (So if you started on July 5, your health benefits begin on August 1, and your 401(k) plan on September 1.) Will I be eligible for vacation/PTO hours during my first year of full-time employment? Yes, but your total number of PTO hours will be pro-rated depending on your start date. On January 1 following your hire date, you’ll be able to draw upon a full 15 days of PTO. FAQ Open yourself up to new possibilities If you want a job you can feel good about, you'll love working here. Search current openings

Be ready for your next big idea Your financial cushion could make you money. Open an account Looking for a basic savings account for your business? This one offers everything you need. ​ No monthly service fees No limit on monthly transactions Free online banking ​ Business Membership Savings Nonprofits and not-for-profits from scout troops to sports clubs can now earn a great return on their savings.​ ​ No monthly service fees​ No transaction limits Monthly dividends Earn 1.00% APY* on balances up to $25,000 Association Savings If you're a small or mid-sized business, this account offers you the best of both worlds—savings without service fees plus an attractive yield on your balance. ​ No monthly service fees No transaction limits Monthly dividends ​ Earn 3.50% APY* on your savings Community Savings Carry a larger balance? This money market account can help you grow. ​ No monthly maintenance fees No cap on monthly transactions Monthly dividends​ ​ Business Money Market Boost your rate of return and lock in steady, predictable growth. ​ Minimum deposit of just $5 Terms from 8 months to 5 years Rates are up, up, up! ​ ​ Certificates of Deposit (CDs) For nonprofits and not-for-profits that carry a larger savings balance, Association Savings Plus maximizes your earnings while minimizing your expenses. ​ No monthly service fees Monthly dividends Ideal for balances of $25,000 and above ​ Earn up to 3.00% APY* on balances of $100,000 and up Association Savings Plus Current Rates Business Membership Savings Average Daily Balance APY* $0 – $99.99 0.00% $100+ 0.005% APY = “Annual Percentage Yield.” APYs accurate as of August 12, 2024. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA. The Business Membership Savings Account is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. Business Money Market Average Daily Balance APY* $100 - $9,999 0.01% $10,000 - $24,999 0.01% $25,000 - $99,999 0.01% $100,000 - $199,999 0.01% $200,000 - $499,999 0.01% $500,000 + 1.00% APY = “Annual Percentage Yield.” APYs accurate as of August 12, 2024. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA. The Business Money Market Account is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. Community Savings Average Daily Balance APY* $0 and up 3.50% APY = “Annual Percentage Yield.” APYs accurate as of August 12, 2024. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA. The Business Money Market Account is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. Frequently asked questions Do you work with businesses outside Iowa and Illinois? Yes! With 24/7 mobile and online banking, including bill pay and mobile deposit, you can handle transactions from anywhere. What happens if my interest rate falls below the required amount? There's no monthly service fee for your money market account so long as you maintain a minimum balance of $100. Your interest is calculated based on your average daily balance and paid out monthly. Is there a limit on the number of transactions I can make each month? No, you can make unlimited transactions at no additional charge.

Closing your Vibrant digital banking account Want to close your account? We're sorry to see you go. ​ Once you close your account, you will no longer be able to access your account information through our online banking platform or mobile app. ​ 1. Close your account in person. Visit one of our branches and request to close any or all of your accounts. Bring your current state-issued ID or driver's license. Talk to a staff member and let them know which account(s) you'd like to close. We'll ask you to sign an account closure form. We'll refund your balance in cash, with a cashier's check, or through a wire transfer to another financial institution. 2. Close your account by phone. Call us at 1-800-323-5109 between 8:30 a.m. and 5 p.m. CT Monday through Friday or from 8:30 a.m. to 12 p.m. CT on Saturday. When you connect, press option 1, then option 3. Tell our member contact center agent which account(s) you'd like to close. We will confirm your identity, then get your signature on an account closure form. You can choose to have us mail you a cashier's check for the balance of your account or help you transfer the remaining funds to another financial institution by wire. To learn how Vibrant handles your personal information and data while you're an account holder, as well as after you close your account, please see our privacy policy . ​ ​ ​

Plan your financial future with an expert Be ready for anything with the help of our investment advisors. Contact an advisor We're talking serious green Get the CD that's here for a good time, not a long time. First, we’ll talk—about your life, what you want to accomplish, and how long it will take to get there. If we can help, we’ll keep talking. If we’re not the right fit for your needs, we’ll recommend other options that will work better for you. Next, we’ll put together a custom portfolio that reflects your timeline, tolerance for risk, and other priorities. We’ll continue to meet with you regularly to review your portfolio’s performance, talk about your current needs, and ensure your investments continue to align with your objectives. How we work with you Wealth preservation Stable growth Aggressive growth Aggressive growth Investments to consider Individual stocks & bonds Mutual funds built with the goal of aggressive growth Investments in overseas markets and companies Risk tolerance Moderate to high Talk with an advisor Stable growth Investments to consider Mix of moderate and aggressive growth-oriented mutual funds High-income bonds Risk tolerance Moderate Explore your options Wealth preservation Investments to consider Bonds Fixed annuities Treasury bills Risk tolerance Low Get in touch How can we help you? Calculate your savings Planning for retirement? We can help you choose the best IRA for your situation. You can contribute up to $6,500 a year ($7,500 if you're older than 50). Traditional IRA No penalty on withdrawals once you reach the age of 59½ Funds can be held in a savings account or a certificate of deposit Required minimum distributions after age 72 FAQ Do I need to be a Vibrant member to get financial and investing advice? Not necessarily—though many of our investment clients enjoy the convenience of having all of their accounts with a single institution. We work with clients across the United States; talk to us to see if we’re a good fit for you. How do you charge for your advising services? Because there’s no single investment model for all our clients, what you pay ultimately depends on the mix of products and services you choose. Our focus, however, isn’t generating sales. It’s building a relationship where you feel confident you’re getting advice you can trust, whether that’s buying, selling, or staying the course. I have multiple retirement accounts from previous employers. What are my options? This is an increasingly common scenario for people a decade or more into their careers. We can not only help you consolidate your savings and make it work harder, but also enable you to keep contributing to your retirement savings. Can you help with my estate planning? Yes! Ultimately, the most successful investment strategy not only ensures you don’t run out of money during your lifetime but makes sure what you leave behind has the greatest impact. FAQ

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4 tips for better money management Have high prices got you looking for ways to stretch your dollars? We’re sharing our money management best practices to help you stretch your dollars, create an inflation-proof budget, and increase your savings. Discover how you can manage your money wisely in any economy. Want to be more financially savvy? These tips will help you skillfully manage your money Have high prices got you looking for ways to stretch your dollars? We’re sharing our money management best practices to help you stretch your dollars, create an inflation-proof budget, and increase your savings. Discover how you can manage your money wisely in any economy. Create an inflation-proof budget Rising prices can make it feel impossible to create a budget that allows you to enjoy life and still build your savings. But it is possible. Here's how to get started. Review your expenses. The first step to creating a budget is to review your bills and expenses. This is a great way to track where your money goes each month. Are you spending too much on dining out? Could you get a better deal if you switch cell phone providers? Are you paying for music and video streaming services that you don’t use anymore? Reviewing expenses gives you a better understanding of how your money is being spent and how you can modify your choices to live a more financially successful life. Increase your income. Take a look at your current salary and compare it to other people in similar roles (Glassdoor's salary index is a great place to start). Is it in line with industry averages for your role? If not, consider negotiating a higher salary with your current employer. Another option is to move to a different company. Protocol reports professionals who job-hopped in the past few years “received a 30% increase in salary.”If increasing your salary isn’t possible now, there are other ways to grow your checking account balance. Many individuals are starting side-hustles to supplement their income. If you have many years of experience in an industry, you can offer consulting or training services. If you have musical talent, you can perform at gigs or give music lessons. And, if you’re on social media all the time, consider that social media management and blogging are considered some of the most profitable side jobs. Expand your professional skills. Learning new skills can open up new job opportunities—and access to industries where you may not have experience. Start saving In addition to modifying your budget and increasing your income, saving money is a vital part of money management. Set aside a fixed amount to deposit into your savings account each month. It doesn’t have to be a large amount—you can start with 5 percent and increase that amount as your earnings increase. What’s important is to make savings a habit. Consider setting up an automatic transfer to savings every time you get paid. Invest for the future Investing can sound scary, but it doesn’t have to be. Investing is simply making your money work for you instead of having it sit in your bank account. Even if you’re not ready to invest in the stock market, putting your money in a high-yield savings account or a certificate of deposit can produce profitable results. If you’re not sure how or where to start investing your money, talk to a financial adviser for help evaluating your various investment choices. Review your retirement options Planning ahead for your golden years ensures your retirement will be enjoyable and relatively stress-free. If your employer offers a retirement plan like a 401(k), it’s a great idea to start investing in it as soon as you can, especially if they offer a matching contribution. If you don’t have access to an employer plan, or if you want to save more than your employer’s plan allows, you have two options for opening an individual retirement account (IRA). Traditional Individual Retirement Account (IRA) A traditional individual retirement account is funded with pre-tax money. This means you have the benefit of getting a tax deduction on your contribution. Be aware: This means you may owe taxes on the money when you withdraw it. You will also not be able to withdraw funds until you reach the age of 59½. Expect your retirement savings needs to change over time, especially if you change employers. Investopedia notes, “Rolling your money over into an IRA will often reduce the management and administrative fees you've been paying.” Your financial advisor can counsel you on the best course of action to take for your retirement funds. Sign up for Vibrant Credit Union’s personal banking services Transforming into a financially savvy superstar is easy when you take advantage of Vibrant’s personal banking services. Our friendly and knowledgeable team makes banking services easy to understand so you can achieve your financial goals. Contact us to discuss all that we can help you achieve. FAQs Q: What do I need to open a Vibrant checking or savings account? A: To open an account, you’ll need to provide the following: Full name Address Social Security Number Valid, government-issued photo ID: driver’s license, passport or military ID. Minimum deposit of $5 to activate your account. Every Vibrant member must open a membership savings account with a minimum $5 deposit before they can take advantage of other products and services. Q: How much money should I keep in my checking account? A: We recommend keeping 1–2 months of living expenses in your checking account. Q: How do I open an IRA? A: Schedule an appointment with a Vibrant personal banker to review your goals. They'll set up your account and help you choose a portfolio that's the right fit. Next Item Previous Item

1. ENTRY: No purchase necessary to enter. Winner will receive two (2) tickets to see Little Big Town + Sugarland live at Vibrant Arena in Moline, Illinois, on Saturday, November 16, 2024. To enter, contestants should either comment on the indicated Facebook post (as this is a public forum, please do NOT provide any personal identifying information) or fill out the online form. 2. ELIGIBILITY: This contest is open only to legal U.S. residents. Void where prohibited by law. Contestants residing in those areas where the contest is void may participate in the contest but may not win any prizes. 3. WINNER SELECTION: One (1) winning entry that meets the indicated criteria will be chosen on November 1, 2024. 4. PRIZES: One (1) winner will receive two (2) tickets to see Dierks Bentley on Friday, September 20, 2024. The winner will be able to pick up their tickets before at the show at Vibrant's headquarters at 6600 44th Avenue, Moline IL 61265. 5. WINNER NOTIFICATION: Winner will be notified via Facebook Messenger and will have 24 hours to respond before another winner is picked. 6. NOT ENDORSED BY META, FACEBOOK, OR OTHER SOCIAL MEDIA: By participating in this contest, you acknowledge that this contest is in no way sponsored, endorsed or administered by, or associated with, Facebook and release Facebook from all liability arising from or related to this contest. 7. CONDUCT: All contest participants agree to be bound by these Official Rules. Vibrant in its sole discretion reserves the right to disqualify any person it finds to be tampering with the entry process, the operation of its website or is otherwise in violation of these rules. All contestants participating agree to obey all laws and to conduct themselves in a safe and appropriate manner. Vibrant reserves the right to cancel, terminate, modify or suspend the event if in its sole discretion there are any unsafe acts or conditions. Contestants are responsible for their own actions. 8. LIMITATIONS OF LIABILITY: Vibrant is not responsible for lost or misdirected entries or for any computer, online, telephone, or technical malfunctions that may occur. If for any reason, the contest is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention or technical failures of any sort, Vibrant Credit Union may cancel, terminate, modify or suspend the contest. Entrants further agree on behalf of themselves, their heirs, agents and assigns, to release Vibrant from any liability resulting from, or related to their participation in the contest, or as a result of Vibrant’s negligent acts related to the contest, including but not limited to personal injury, property damage or death. Little Big Town + Sugarland Giveaway Disclaimer Enter the Contest

Services Coin machine Night drop Deposit-taking ATM Branch lobby open Drive-thru open Lobby hours Mon 8:30 a.m. – 5:00 p.m. Tue 8:30 a.m. – 5:00 p.m. Wed 8:30 a.m. – 5:00 p.m. Thu 8:30 a.m. – 5:00 p.m. Fri 8:30 a.m. – 5:00 p.m. Sat 8:30 a.m. – 12:00 p.m. Sun Closed Lobby Hours Drive-thru hours Mon 8:30 a.m. – 5:00 p.m. Tue 8:30 a.m. – 5:00 p.m. Wed 8:30 a.m. – 5:00 p.m. Thu 8:30 a.m. – 5:00 p.m. Fri 8:30 a.m. – 5:00 p.m. Sat 8:30 a.m. – 12:00 p.m. Sun Closed Drive-thru hours Get directions (800) 323-5109 4400 16th St Moline, IL 61265 United States SouthPark - Moline FAQ

Services Deposit-taking ATM Branch lobby open Drive-thru open Lobby hours (including ITMs) Mon 8:30 a.m. – 5:00 p.m. Tue 8:30 a.m. – 5:00 p.m. Wed 8:30 a.m. – 5:00 p.m. Thu 8:30 a.m. – 5:00 p.m. Fri 8:30 a.m. – 5:00 p.m. Sat 8:30 a.m. – 12:00 p.m. Sun Closed Lobby Hours Drive-thru hours (ITM teller on duty) Mon 8:30 a.m. – 5:00 p.m. Tue 8:30 a.m. – 5:00 p.m. Wed 8:30 a.m. – 5:00 p.m. Thu 8:30 a.m. – 5:00 p.m. Fri 8:30 a.m. – 5:00 p.m. Sat 8:30 a.m. – 12:00 p.m. Sun Closed Drive-thru hours Get directions (800) 323-5109 6600 44th Avenue Moline, IL 61265 United States Vibrant HQ - Moline FAQ

Why Vibrant turned its Bettendorf branch into a coffeehouse In late 2023, following the kind of light remodeling it takes to transform a credit union into a full-service restaurant, Vibrant will reopen its Bettendorf branch as the newest location of Vibrant Coffeehouse and Kitchen. In late 2023, following the kind of light remodeling it takes to transform a credit union into a full-service restaurant, Vibrant will reopen its Bettendorf branch as the newest location of Vibrant Coffeehouse and Kitchen . Naturally, people have a lot of questions. Here are a few answers. How does a credit union decide to start a coffeehouse? People used to choose where to bank based largely on which financial institutions had the closest branches—because every time you needed to make a deposit or get cash, you had to visit in person. Now that nearly 80% of Americans prefer to bank online, there’s a lot less need for multiple branch locations in every city. So a few years ago, we started looking at other ways we could maintain a presence in the community that went beyond traditional banking. How will the Bettendorf Coffeehouse compare to the Moline location? The menu will be the same, and the look and feel are similar—but the vibe is a little different. While our Moline location is in a mostly commercial area, the Bettendorf Coffeehouse will have more of a neighborhood feel—with a large patio and plenty of space for after-school hangouts and family gatherings. Can I bank there? One of the highlights of the new space will be a new interactive teller machine (ITM) that can handle all your banking transactions and connect you to a live representative when you need assistance. What will happen to the people who work at the Bettendorf branch? Don’t worry, we’re not going to make them learn how to brew coffee (unless they really want to!). Our branch employees will be moving into similar roles either at Vibrant HQ or at one of our other branches. Next Item Previous Item

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Submit a donation request The basics Are you looking for funding, giveaway items, or some extra helping hands? Get in touch. ​ You must be a nonprofit or tax-exempt organization Submit a request at least 30 days in advance of your event (longer is better!) No solicitations will be allowed on Vibrant property Causes we support While we can’t help out with every request, we love to work with organizations that support these goals: ​ Community development Civic affairs Culture Education (including booster clubs and PTAs) Environment Financial literacy Health and welfare Public safety Youth character building (including scouting, sports clubs, and other organizations) Find out what we can do for you Get a little help from your friends We care about the communities where our members live and work Get a little help from your friends We care about the communities where our members live and work