Which rates are you checking?
These rates are effective as of May 30, 2023, unless otherwise noted, and subject to change. Interest rates are determined by individual credit history. APY = annual percentage yield. Conventional loan rates.
Credit card and unsecured loans
Home equity line of credit (HELOC) loans
Checking Account Rates
Free checking. Great rates. Get started today! Open an account.
Savings Account Rates
Ready to earn more on your money? Open a savings account
Certificate of Deposit (CD) Rates
Need to grow your cash steadily and securely? Open a CD
Credit Card and Unsecured Loan Rates
*Above certificate/savings rate earned. $5 Membership required for all consumer loans.
Looking to build your credit and get rewarded for it? Apply for credit
Health Savings Account (HSA) Rates
Looking to supplement your healthcare? Open an HSA
Individual Retirement Account (IRA) Rates
Ready to save powerfully for retirement? Open an IRA
Business Checking Account Rates
Want to ditch those monthly fees and requirements? Open a business checking account
Business Money Market Rates
Searching for flexibility and a high money market yield? Open a business money market account
Looking for mortgage rates?
Vibrant mortgages are now powered by Luminate Home Loans.
Home Equity Line of Credit (HELOC) Rates
*Per $10,000 borrowed payment based on 0.75% of the loan balance. All rates and terms subject to change without notice, and all loans are issued subject to credit approval. Normal lending guidelines apply. Rates quoted based on 730 credit score, LTV 85%, owner occupied property. APR may vary with credit score and loan to value ratio. HELOC can go up to 100% CLTV but terms may vary. Property, home, and flood insurance may be required.
Want to open up funds for your next big purchase? Apply for a HELOC
Car & Motorcycle Loan Rates
|Year and Term||APR as low as*|
|2021 and newer|
|Up to 60 months||8.500%|
|Up to 60 months||8.750%|
|Up to 48 months||10.500%|
|2011 and older|
|Up to 36 months||11.500%|