+ During the term of this certificate, you may request that Vibrant Credit Union raise your rate to the current Vibrant Credit Union published rate on the 40-month certificate. You will then earn that higher rate for the remainder of the term of the certificate. You may only exercise this feature one time during the term of your certificate. Promotional rates made available in special offers are excluded. Account automatically renews at maturity for a 36-month term at the dividend rate in effect on the maturity date.
*All deposits insured to $250,000 by the NCUA. Annual percentage yield based on monthly dividends added to deposit. APY may vary when dividends are deposited to the account. Dividends may be paid quarterly, semi-annually or annually. Ask for details. Substantial penalty for early withdrawal. Fees may reduce earnings on the account.