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You’ll start earning interest at the same rate million-dollar depositors do with the very first $5 you deposit.
Build up savings fast
With Preferred Savings, you can reach your goals faster with monthly dividend payments.
Save up for a big purchase
Even though you’ll earn interest comparable to a high-yield CD, you can make a withdrawal at any time with no penalty.
Earn more without sacrificing flexibility
No monthly fees. No minimum balance requirements.
What's your savings goal?
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Earn 4.50% APY* on savings up to $14,999
With Preferred Savings, your money can start working as hard as you do.
Average daily balance | APY* |
|---|---|
$0 –$14,999.99 | 4.50% |
$15,000+ | 1.00% |
^Everyday Savings, Premier Savings, and Elite Savings accounts are tiered accounts; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. ^^Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member.
*APY = "Annual Percentage Yield." APYs accurate as of May 13, 2024. Preferred Savings is a tiered account; for this account, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. Limit of one Preferred Savings account per member.. $5 Membership Share account required. Federally insured by NCUA.
Preferred Savings Rates
Current as of May 13, 2024