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Certificates

The more you know, the more you grow with Vibrant certificates

Watch your money grow steadily and securely with a Vibrant certificate account. We’ve got all sorts of certificate options, ranging from 3 months to 5 years, so you can find an option to fit your needs.

What’s in it for me?

If you have money that you don’t need to use for a long period of time, a certificate might be right up your alley. The trade-off for not being able to touch your deposits for a long time is a higher interest yield—which is really worth the wait.

You can choose to have your dividends build monthly, quarterly or all at once when the account matures. At that point we offer automatic rollover, allowing you to reinvest the original certificate’s principal and interest into a new certificate for the same term.

5-Year Add-On Certificate

Looking for an easy way to save that yields a high rate of return? A 5-year add-on certificate is like a certificate account in a savings account’s clothing.

Instead of locking away a lump sum on account opening day, you can arrange for weekly, semi-monthly or monthly deposits (or transfers). The more you add to your account over time, the higher your balance will be. And as that balance grows, so does your dividend.

Ready to bring your savings game to the next level?
Certificate Rates
CertificateAPY*
3 Month0.30%
6 Month0.30%
1 Year0.50%
15 Month*1.30%
18 Month0.75%
2 Year0.75%
30 Month1.00%
3 Year1.00%
4 Year1.00%
5 -Year Add-On Certificate*1.25%

*APY= Annual Percentage Yield. *15 month certificate will automatically renew into a 12-month term at maturity. *During the term of the Add-On certificate, you may make deposits of $5.00 or more at anytime. ^$5 minimum to open account. Penalty may be imposed for early withdrawal.