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Find a better rate

It’s a great time to lower your monthly payment or pay your home off faster.

What's your refinancing goal?

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Lower interest cost

If interest rates are lower than what you're currently paying on your mortgage, it makes sense to explore refinancing.
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Lower payment

Your mortgage payment is probably your most significant expense each month—but be cautious before adding years to your loan term.

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Get cash

Take advantage of the value of your home to make improvements, consolidate your debts, or cover other expenses—and maybe even lower your rate.

What to expect

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Your appraisal is an important factor in determining how much you can borrow. So it helps to tidy up, make minor repairs, and make a list of any improvements you’ve made already.

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Gather your financial documentation—generally, two years of W-2s, two most recent pay stubs, and two most recent bank statements. Then start your application.

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Get started on your application. Plan on spending around 20 minutes to complete it!

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A lender will review your application and verify your information. Once it’s approved, we’ll work with you to schedule your appraisal.