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Plan your financial future with an expert

From how to pay to college to making your retirement dollars go further, we'll help you develop a plan that ensures you'll be ready for anything.

How we work with you

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First, we’ll talk—about your life, what you want to accomplish, and how long it will take to get there. 

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If we can help, we’ll keep talking. If we’re not the right fit for your needs, we’ll recommend other options that will work better for you.

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Next, we’ll put together a custom portfolio that reflects your timeline, tolerance for risk, and other priorities.  

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We’ll continue to meet with you regularly to review your portfolio’s performance, talk about your current needs, and ensure your investments continue to align with your objectives.

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Planning for retirement?

We can help you choose the best IRA for your situation. You can contribute up to $6,000 a year ($7,000 if you're older than 50).

Traditional IRA

  • No penalty on withdrawals once you reach the age of 59-½  
  • Funds can be held in a savings account or a certificate of deposit 
  • Required minimum distributions after age 72

Roth IRA

  • No penalty on contribution withdrawals at any time (earnings cannot be withdrawn before you reach the age of 59-½)  
  • Funds are held in a savings account 
  • No required minimum distributions 

FAQ

Do I need to be a Vibrant member to get financial and investing advice?

Not necessarily—though many of our investment clients enjoy the convenience of having all of their accounts with a single institution. We work with clients across the United States; talk to us to see if we’re a good fit for you.

How do you charge for your advising services?

Because there’s no single investment model for all our clients, what you pay ultimately depends on the mix of products and services you choose. Our focus, however, isn’t generating sales. It’s building a relationship where you feel confident you’re getting advice you can trust, whether that’s buying, selling, or staying the course. 

I have multiple retirement accounts from previous employers. What are my options?

This is an increasingly common scenario for people a decade or more into their careers. We can not only help you consolidate your savings and make it work harder, but also enable you to keep contributing to your retirement savings.

Can you help with estate planning?

Yes! Ultimately, the most successful investment strategy not only ensures you don’t run out of money during your lifetime but makes sure what you leave behind has the greatest impact.