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Get better returns without increased risk

New to investing? Vibrant CDs are a great first step.

Which CD is right for you?

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3 month

Rates are finally beginning to rise. This short-term CD gives you the flexibility to reinvest as better rates become available.

Rates are finally beginning to rise. This short-term CD gives you the flexibility to reinvest as better rates become available.

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40-month bump

Lock in a great rate with the option to "bump" your rate once during the term of your certificate if rates continue to rise.

 

Lock in a great rate with the option to "bump" your rate once during the term of your certificate if rates continue to rise.

 

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5-year add-on

Lock in a great rate with a flexible CD that enables you to continue adding to your initial deposit—at the same rate—throughout the term of your certificate.

Lock in a great rate with a flexible CD that enables you to continue adding to your initial deposit—at the same rate—throughout the term of your certificate.

Helpful resources

What is a certificate of deposit and how does it work?

A longer term doesn’t always guarantee a better interest rate.

Understanding why interest rates change

While no one can predict exactly when interest rates will change, you can keep track of the larger economic factors that affect them.

Money-saving tips for college graduates

It’s a great idea to start putting money into your emergency fund now.