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Get better returns without increased risk

New to investing? Vibrant CDs are a great first step.
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Which CD is right for you?

3 month

With interest rates at historic lows, a short-term CD gives you the flexibility to reinvest at a higher rate of return when interest rates begin to rise again.

With interest rates at historic lows, a short-term CD gives you the flexibility to reinvest at a higher rate of return when interest rates begin to rise again.

Current rate: 0.20% APY*

15 month

Maximize your return without locking yourself out of the market for the long term if rates begin to rise.

 

Maximize your return without locking yourself out of the market for the long term if rates begin to rise.

 

Current rate: 0.60% APY*

5-year add-on

Lock in our best current rate with a flexible CD that enables you to continue adding to your initial deposit—at the same rate—throughout the term of your certificate.

Lock in our best current rate with a flexible CD that enables you to continue adding to your initial deposit—at the same rate—throughout the term of your certificate.

Current rate: 0.80% APY*

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Helpful resources

What is a certificate of deposit and how does it work?

A longer term doesn’t always guarantee a better interest rate.

Read more

Understanding why interest rates change

While no one can predict exactly when interest rates will change, you can keep track of the larger economic factors that affect them.

Read more

Money-saving tips for college graduates

It’s a great idea to start putting money into your emergency fund now.

Read more
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