Which CD is right for you?
With interest rates at historic lows, a short-term CD gives you the flexibility to reinvest at a higher rate of return when interest rates begin to rise again.
Current rate: 0.20% APY*
Lock in our best current rate with a flexible CD that enables you to continue adding to your initial deposit—at the same rate—throughout the term of your certificate.
Current rate: 0.80% APY*
What is a certificate of deposit and how does it work?
A longer term doesn’t always guarantee a better interest rate.
Understanding why interest rates change
While no one can predict exactly when interest rates will change, you can keep track of the larger economic factors that affect them.