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Welcome to our new home (for home loans)
We're proud to work with Luminate Home Loans to make it even easier for our members to purchase their next home. With a mortgage powered by Luminate, you can:
- Get your offer to the top of the list and make yourself more attractive to sellers with a certified pre-approval
- Enjoy a fully digital mortgage experience designed for your schedule and convenience
- Work with a dedicated and experienced lender throughout the entire homebuying process
- Close on your home faster—within an average of 21 days
Ready to get started?
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Buy a home
Explore a wide range of mortgage options, including FHA, VA, and USDA loans, as well as special programs for first-time homebuyers and real estate investors.
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Refinance a home
Shopping for a better rate, a lower monthly payment, or a shorter term? Talk with Luminate Home Loans about refinance options.
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Open a HELOC
Tap into your home's equity for access to instant cash when you need it. Our HELOC (home equity line of credit) offers a lower interest rate than the typical credit card, and you can keep drawing on your line for up to 15 years.
Rates as low as 8.500%*
