Home Loans

At Vibrant, we understand that it’s not just a mortgage for you. It’s a home. That’s why we are committed to tailoring a plan to fit your needs. Work with us, and we’ll walk with you every step of the way — right up to the front door of your new home.
 
We've got you covered with:

✔ Low rates 

✔ Excellent service 

FREE insurance quote

 

Low rates to help you save.

Mortgage Rates
Adjustable RateRate As Low AsAPR As Low AsMonthly Payment Per $10,000 Borrowed
5 year ARM2.500%2.532%$39.51
7 year ARM2.750%2.783%$40.82
Fixed Rate Purchase
30 years2.750%2.783%$40.82
20 years2.625%2.671%$53.60
15 years2.125%2.184%$64.93
10 years2.000%2.087%$92.01
Fixed Rate Refinance
30 years2.750%2.783%$40.82
20 years2.625%2.671%$53.60
15 years2.125%2.184%$64.93
10 years2.000%2.087%$92.01

Rates quoted are effective as of July 26, 2021 unless otherwise noted and may vary with amount of loan and loan-to-value ratio LTV. 60 day lock. Rates quoted based on $150,000 mortgage, 80% LTV, 740 credit score, owner occupied only. Annualized Percentage Rate APR includes interest, certain fees and points as applicable according to federal law. Payments displayed do not include taxes and insurance, actual payments may be greater. $595 origination fee.

Equal Housing Opportunity

Ready to take the first step?
Home Equity Line of Credit (HELOC) Rates
Term/FinancingAPR As Low AsMonthly Payment Per $10,000 Borrowed
Fixed Rate HELOC
80% Financing2.750%$100.00

*Per $10,000 borrowed payment based on 1% of the loan balance. 

**All rates and terms subject to change without notice, and all loans are issued subject to credit approval. Normal lending guidelines apply. Rates quoted based on 730 credit score, LTV 80%, owner occupied property. APR may vary with credit score and loan to value ratio. HELOC can go up to 100% CLTV but terms may vary. Property, home, and flood insurance may be required. 

Equal Housing Opportunity

Want to open up funds for your next big purchase?
Home Equity Loan Rates
Term/FinancingAPR As Low AsMonthly Payment Per $10,000 Borrowed
Fixed Rate
5yr Term Up to 80% LTV3.490%$181.87
10yr Term Up to 80% LTV3.990%$101.20

**All rates and terms subject to change without notice, and all loans are issued subject to credit approval. Normal lending guidelines apply. Rates quoted based on 730 credit score, LTV 80%, owner occupied property. APR may vary with credit score and loan to value ratio.  Property, home, and flood insurance may be required. 

Equal Housing Opportunity

Ready to get started?

 

Ready to take the first step?