personal.

Credit Cards

Taking charge with a Vibrant Visa credit card

The Vibrant Visa credit card is your ticket to a world of possibilities. You can choose to either pay off your monthly bill a bit at a time or go whole hog and pay it off at once.

Vibrant Credit: Flexible and dependable

When you talk about the Vibrant Visa card, you are really talking about:

  • Fixed rate
  • No annual fee or balance transfer fee
  • 10-day grace period
  • No teaser rate
  • Visa eStatements
  • Online account information and bill payment
  • Transaction and account alerts

We protect our cardholders

  • Our cardholders are our members, and our members are our friends. We protect our friends. As a Vibrant Visa cardholder, you get:
  • Emergency cash/card replacement
  • Auto rental insurance
  • Visa travel and emergency assistance
  • Warranty manager

To report a card lost or stolen or for questions about the card, please call 855-251-1789

Visa recently created Purchase Alerts, which helps cardholders quickly identify suspicious purchases on their accounts, go to Visa.com/PurchaseAlerts to get started.

Vibrant is proud to announce we have Visa 3D Secure 2.0. Click Here to learn more! 

Traveling? We’ve got your back

The world is a great big wondrous place, and we think you should be free to discover as much of it as you can. So we offer accident insurance when you charge the full fare to your Vibrant Visa. And guess what—this coverage extends to you, your spouse and your children under 19 (or under 23 if they are students).

Preventing fraud on-the-go

In an attempt to prevent credit card fraud, we block transactions from certain countries and U.S. states. If you plan on traveling, let us know your travel dates and destinations. That way, you can spend without interruption.

Two levels to serve you

Vibrant Visa Platinum

Reward yourself:

  • Fixed rate, as low as 9.9% APR* for purchases, cash advances and balance transfers from your Vibrant Classic Card
  • Generous line of credit up to $15,000*
  • Transaction alerts
  • $1,000,000 travel accident insurance*
  • No annual fee or balance transfer fee
  • 10-day grace period
  • No teaser rate
  • Verified by Visa secure internet purchases
  • Online account information and bill payment

Vibrant Visa Classic

Everything you need at a low fixed rate:

  • Low fixed rate, as low as 11.9%* APR for purchases and cash advances
  • Preferred credit limits
  • Transaction alerts
  • No annual fee or balance transfer fee
  • 10-day grace period
  • $250,000 travel accident insurance
  • And more

*Line of credit amount and rate determined by credit history.

 

To report a card lost or stolen or for questions about the card, please call 855-251-1789

You can start charging for a more Vibrant spending experience.