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Credit Cards
Taking charge with a Vibrant Visa credit card
The Vibrant Visa credit card is your ticket to a world of possibilities. You can choose to either pay off your monthly bill a bit at a time or go whole hog and pay it off at once.
Vibrant Credit: Flexible and dependable
When you talk about the Vibrant Visa card, you are really talking about:
- Fixed rate
- No annual fee or balance transfer fee
- 10-day grace period
- No teaser rate
- Visa eStatements
- Online account information and bill payment
- Transaction and account alerts
We protect our cardholders. Our cardholders are our members, and our members are our friends. We protect our friends. As a Vibrant Visa cardholder, you get:
- Emergency cash/card replacement
- Auto rental insurance
- Visa travel and emergency assistance
- Warranty manager
To report a card lost or stolen or for questions about the card, please call 855-251-1789
Visa recently created Purchase Alerts, which helps cardholders quickly identify suspicious purchases on their accounts, go to Visa.com/PurchaseAlerts to get started.
Vibrant is proud to announce we have Visa 3D Secure 2.0. Click Here to learn more!
Traveling? Preventing fraud on-the-go
Domestic Travel:
Traveling? Give us a call beforehand at 800-323-5109. For after hours calls, select option 2. Already on your vacation and need assistance? Log in to Online Banking and send us a message!
International:
When traveling internationally you must make us aware which countries you will want to use your Vibrant Debit or Credit. Just give us a call at 800-323-5109. For after hours calls, select option 2. Again, if you’re already on vacation and or are unable to call, log in to Online Banking and send us a message!
Other travel tips:
Use your 4-digit PIN when traveling, whenever possible. Also, please make sure you have a mobile phone number on your account incase we do need to contact you.
We’ve got your back
The world is a great big wondrous place, and we think you should be free to discover as much of it as you can. So we offer accident insurance when you charge the full fare to your Vibrant Visa. And guess what—this coverage extends to you, your spouse and your children under 19 (or under 23 if they are students).
Two levels to serve you
Vibrant Visa Platinum
Reward yourself:
- Fixed rate, as low as 9.9% APR* for purchases, cash advances and balance transfers from your Vibrant Classic Card
- Generous line of credit up to $15,000*
- Transaction alerts
- $1,000,000 travel accident insurance*
- No annual fee or balance transfer fee
- 10-day grace period
- No teaser rate
- Verified by Visa secure internet purchases
- Online account information and bill payment
Vibrant Visa Classic
Everything you need at a low fixed rate:
- Low fixed rate, as low as 11.9%* APR for purchases and cash advances
- Preferred credit limits
- Transaction alerts
- No annual fee or balance transfer fee
- 10-day grace period
- $250,000 travel accident insurance
- And more
*Line of credit amount and rate determined by credit history.
To report a card lost or stolen or for questions about the card, please call 855-251-1789