personal.

Checking

Our checking account options are designed around our favorite people (hint, that's you!). Fill out the form to get started or check out your checking options below!

Ready to get started?

 

 

Everyday Checking

Moneymaker Checking

Interest Rate/Dividend

0.00%

3.50% APY (up to $10,000) 

5.00% APY if you have a Vibrant Mastercard and use $1000 a month

Money is automatically deposited directly into your checking account every month!

ATM Access

Free usage at any Vibrant ATM

Free usage at 55,000 worldwide ATMs. 
Up to $10 per month in ATM fees automatically reimbursed. 

Online Banking, Mobile Banking and Bill Pay

Free

Free

Monthly Fees

$0

$0

Overdraft Protection

Eligible for auto-transfer or $500 Courtesy Pay

Eligible for auto-transfer, SafeDraft or $500 Courtesy Pay

Requirements

None, nada, zip

Must have eStatements. Must have direct deposit totaling at least $500 per month. Must post at least 12 swipes on debit card per month. (signature and/or pin based)

To qualify for the 5% APY, you must use our standard Vibrant Mastercard. (Rewards card transactions are not eligible for this account). 

If any requirements are not met, then you get .10% APY instead of 3.5% and no ATM reimbursements. (This is evaluated every month). 

 

 

Each Vibrant Mastercard Checking account comes with a Vibrant Mastercard Debit Card.