Choose the account that fits your goals
Membership savings
Current Rate
0.01% APY*
Super Savings
Featured rate
5.00%% APY*
on balances of $500,000+
Health savings account
Current rate
0.01% APY*
for balances of $100 or more
Saving for retirement can be taxing
That’s why Vibrant offers both traditional and Roth IRA savings accounts. Whether you prefer to maximize your savings dollars or avoid taxes as you make withdrawals, we have a solution that works for you.
Helpful resources
Tips for choosing a savings account
Pay attention to transaction limits, minimum balance requirements, and other details.
5 essential money-saving tips for college graduates
It’s a surprisingly good time to start saving regularly.
What is a certificate of deposit and how does it work?
You don’t need a lot of money to invest in a certificate of deposit—just a little patience.
FAQ
There’s no limit, though with some accounts (like an IRA savings account), there may be limitations on when you can make withdrawals.
Vibrant pays interest you monthly, based on the average daily balance in your account that month. Even if you temporarily dip below the minimum balance required for your dividend tier, you can return to earning a higher dividend once your balance increases.
You can set up as many special savings accounts as you like, with no monthly maintenance fees. Save for vacation, a wedding, a down payment for your first house, or something less exciting (like the taxes on your freelance income).
Yes. You can only contribute to a health savings account if you have a high-deductible health plan. However, if you have a balance remaining after switching from a high-deductible plan, you can continue to use those funds for qualified medical expenses (including co-pays, coinsurance, deductibles, and other expenses).