Choose the account that fits your goals
Everyday checking
- No monthly maintenance fees
- Pay bills, make deposits, and transfer funds from your smart device
- Fee-free ATMs at 55,000+ locations worldwide
- Free credit monitoring, including access to your credit score
- Face-to-face video banking via vibrantLive
- Use Apple Pay and Google Pay to make cash purchases
- No monthly maintenance fees
- Pay bills, make deposits, and transfer funds from your smart device
- Fee-free ATMs at 55,000+ locations worldwide
- Free credit monitoring, including access to your credit score
- Face-to-face video banking via vibrantLive
- Use Apple Pay and Google Pay to make cash purchases
Free checks
Your first 40 checks are on us when you open an account
Moneymaker checking
- Sign up for e-statements
- Direct deposit at least $500 monthly
- Make 12 Vibrant debit card transactions per month
- Sign up for e-statements
- Direct deposit at least $500 monthly
- Make 12 Vibrant debit card transactions per month
Current rate
0.50% APY*
on balances up to $10,000
The closest branch is as near as your phone
Apple
Android
FAQ
The Vibrant Credit Union routing number is 271183646.
To protect your account from fraudulent transactions, we automatically block card transactions beyond a certain distance from your home. If you’re traveling to a different state or country, you can let us know in advance to avoid any inconvenience. Call 800-323-5109 during regular business hours. After hours and on weekends, select option 2 from the menu. You can also send a message through your online account or via our mobile app.
You’ll receive an email confirmation immediately after your deposit is accepted, but your funds will not appear until they’ve been processed. On business days, we post deposits at noon, 2 p.m., and 6 p.m. CT. If you make a deposit after 4 p.m. or on a holiday or weekend, your deposit will appear at noon on the next business day.
The maximum amount you can deposit each day is $5,000.
If you’ve tried to log in unsuccessfully too many times, the system will automatically lock your account. Contact us for a reset. We can also tell you how to confirm your user name or reset your password.