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Give yourself a raise

Moneymaker Checking pays you interest when you set up direct deposit.

Choose the account that fits your goals

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Everyday checking


Get everything you want in a checking account with no monthly maintenance fees or minimum balance requirements.
Features
  • No monthly maintenance fees 
  • Pay bills, make deposits, and transfer funds from your smart device 
  • Fee-free ATMs at 55,000+ locations worldwide  
  • Free credit monitoring, including access to your credit score 
  •  Nationwide in-person banking at shared branch locations 
  •  Use Apple Pay and Google Pay to make cash purchases
Features
  • No monthly maintenance fees 
  • Pay bills, make deposits, and transfer funds from your smart device 
  • Fee-free ATMs at 55,000+ locations worldwide  
  • Free credit monitoring, including access to your credit score 
  •  Nationwide in-person banking at shared branch locations 
  •  Use Apple Pay and Google Pay to make cash purchases
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Moneymaker checking


Get all the benefits of everyday checking while you earn interest on your balance—with up to $10 in ATM fee rebates per month.
Earn interest when you...
  • Sign up for e-statements
  • Direct deposit at least $500 monthly
  • Make 12 Vibrant debit card transactions per month
Earn interest when you...
  • Sign up for e-statements
  • Direct deposit at least $500 monthly
  • Make 12 Vibrant debit card transactions per month
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Moneymaker checking + Vibrant Mastercard


Earn even more interest on your balance when you also sign up for a Vibrant Credit Mastercard.
Earn interest when you...
  • Sign up for e-statements
  • Direct deposit at least $500 monthly
  • Make at least 12 Vibrant debit card transactions
  • Spend $1,000 a month with Vibrant Credit Mastercard
Earn interest when you...
  • Sign up for e-statements
  • Direct deposit at least $500 monthly
  • Make at least 12 Vibrant debit card transactions
  • Spend $1,000 a month with Vibrant Credit Mastercard

The closest branch is as near as your phone

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Apple

Find a nearby ATM, check your balances, or transfer funds on the go.
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Android

Find a nearby ATM, check your balances, or transfer funds on the go.

FAQ

What is Vibrant’s routing number?

The Vibrant Credit Union routing number is 271183646.

How do I prevent transactions from being blocked while I’m traveling?

To protect your account from fraudulent transactions, we automatically block card transactions beyond a certain distance from your home. If you’re traveling to a different state or country, you can let us know in advance to avoid any inconvenience. Call 800-323-5109 during regular business hours. After hours and on weekends, select option 2 from the menu. You can also send a message through your online account or via our mobile app.

How long does it take for a mobile deposit to appear in my account?

You’ll receive an email confirmation immediately after your deposit is accepted, but your funds will not appear until they’ve been processed. On business days, we post deposits at noon, 2 p.m., and 6 p.m. CT. If you make a deposit after 4 p.m. or on a holiday or weekend, your deposit will appear at noon on the next business day.

Is there a limit to how much I can deposit via mobile deposit?

The maximum amount you can deposit each day is $5,000.

I’ve been locked out of my online account. What do I do?

If you’ve tried to log in unsuccessfully too many times, the system will automatically lock your account. Contact us for a reset. We can also tell you how to confirm your user name or reset your password.