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Why bank with Vibrant?
- No monthly maintenance fees
- Pay bills, make deposits, and transfer funds from your smart device
- Fee-free ATMs at 55,000+ locations worldwide
- Free credit monitoring, including access to your credit score
- Talk face-to-face with a banker or member services agent from anywhere using vibrantLive
- Use Apple Pay and Google Pay to make cash purchases
How can we help you?
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Checking
Get unlimited checking with no minimum balance requirement and no monthly maintenance fees. Includes access to a nationwide network of 55,000 fee-free ATMs and mobile deposit through our app.
Featured rate
Earn as much as 1.00%* on your balance
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Savings
Start your Vibrant membership with a $5 savings deposit and start earning interest as soon as your balance reaches $100 or more
Featured rate
Earn as much as 0.40%* on your balance
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Credit cards
Find the right card for how you prefer to spend—whether you want to carry a balance at industry-leading low rates or earn cash back and pay your balance in full each month.
Featured rate
Rates as low as 9.900%* on unpaid balances with Vibrant Credit Mastercard
Helpful resources
Will a checking account affect your credit score?
Provided your account is in good standing, how much you have in the bank is much less important than how much you owe.
Tips for choosing a savings account
Pay attention to transaction limits, minimum balance requirements, and other details.
5 essential money-saving tips for college graduates
It’s a surprisingly good time to start saving regularly.