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Make your dream car a reality

Go electric. Put the top down. Or take the boat up to the lake. It’s up to you.

Why choose a vehicle loan with Vibrant?

woman being handed keys to a car
  • Easy application, fast approval 
  • No fees, no down payment required
  • Financing for up to 84 months

Affordable car payments are on the way

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2021 or newer

Purchase or refinance up to 60 months

  • New or pre-owned vehicles  
  • Cars, trucks, and motorcycles 
  • Reduce your monthly payments 
  • Skip-a-Pay up to twice a year

Purchase or refinance up to 60 months

  • New or pre-owned vehicles  
  • Cars, trucks, and motorcycles 
  • Reduce your monthly payments 
  • Skip-a-Pay up to twice a year
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2021 or newer

Purchase or refinance between 61–84 months
  • New or pre-owned vehicles  
  • Cars, trucks, and motorcycles 
  • Reduce your monthly payments 
  • Skip-a-Pay up to twice a year
Highlights
  • New or pre-owned vehicles  
  • Cars, trucks, and motorcycles 
  • Reduce your monthly payments 
  • Skip-a-Pay up to twice a year
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2017 to 2020 models

Purchase or refinance for up to 72 months
  • Cars, trucks, and motorcycles 
  • Refinance and get cash out 
  • Skip-a-Pay up to twice a year
Highlights
  • Cars, trucks, and motorcycles 
  • Refinance and get cash out 
  • Skip-a-Pay up to twice a year

What to expect

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Start application

Quick & easy

 

Apply for a loan in 15 minutes or less.

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What you need for

Purchasing only

 

  • Vehicle make

  • Vehicle model
  • Model year
  • Mileage
  • Estimated price

 

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What you need for

Refinancing only

 

  • VIN #
  • Driver's license
  • Current mileage
  • Estimated resale value
  • Basic income info

 

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Next steps

We contact you

 

Stay tuned for a call from our lenders to complete the process.

Helpful resources

5 questions to ask before you finance a car

Prepare yourself to get the best deal before you enter the showroom.

Buying vs. leasing a car

Before you commit to one of those low monthly lease payments, make sure you understand the hidden costs. 

Why should I refinance my auto loan?

Interest rates may have dropped since you purchased your vehicle, but depending on how long you've owned your car, you may not save much money.