car with hand out the window

Make your dream car a reality

Go electric. Put the top down. Or take the boat up to the lake. It’s up to you.

Why choose a vehicle loan with Vibrant?

woman being handed keys to a car
  • Easy application, fast approval 
  • No fees, no down payment required
  • Financing for up to 84 months

What to expect


Start application

Quick & easy


Apply for a loan in 15 minutes or less.


What you need for

Purchasing only


  • Vehicle make

  • Vehicle model
  • Model year
  • Mileage
  • Estimated price



What you need for

Refinancing only


  • VIN #
  • Driver's license
  • Current mileage
  • Estimated resale value
  • Basic income info



Next steps

We contact you


Stay tuned for a call from our lenders to complete the process.

Helpful resources

5 questions to ask before you finance a car

Prepare yourself to get the best deal before you enter the showroom.

Buying vs. leasing a car

Before you commit to one of those low monthly lease payments, make sure you understand the hidden costs. 

Why should I refinance my auto loan?

Interest rates may have dropped since you purchased your vehicle, but depending on how long you've owned your car, you may not save much money.