personal.

Auto Loans

Money for the stuff that moves you

Whether it’s a car, an RV, a boat, a motorcycle or anything else with a motor that gets you from Point A to Point B, Vibrant can help get you moving. Our auto and RV loans are the cream of the crop, with benefits such as:

  • No down payment
  • No fees
  • Repayment terms up to 84 months.

How’s that for putting a little extra zoom-zoom in your life?

Repaying on your own terms

We make repaying your loan as easy as possiblethat’s why we have online, mail and automatic direct deposit options. We know loan repayment isn’t the most fun thing in the world, so think of this as our attempt to meet you halfway. 

Protecting your investment

With our GAP and warranty protection options, you can rest easy knowing your money is safe. Buying a car is a big move financially, but with Vibrant riding shotgun, you can go anywhere with confidence. 

Love your car and your loan!
Vehicle Loan Rates
Year and TermAuto/Motorcycle APR As Low As*
2018 and Newer
73-84 Months2.49%
Up to 72 Months1.90%
2014-2017
61-72 Months2.99%
Up to 60 Months2.49%
2009-2013
Up to 48 Months4.00%
2008 and Older
Up to 36 Months6.00%

* Conventional loan rates. Interest rates determined by individual credit score, term of the loan and year of collateral. $5 Membership required for all consumer loans.

** Monthly payment of $14.71 for every $1,000 borrowed for fixed auto/motorcycle loan based on 72 - month loan term. 

Love your car and your loan!