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Finally—a savings account that earns
as much as a CD.

With Elite Savings, you can earn up to 4.50% APY on your balance without penalties when you want to spend your cash.

Move your money to Vibrant in minutes

Our streamlined account opening process makes it easy to move your money and start earning a better rate.

Stop jumping through hoops to earn the best rate

We don't ask you to maintain multiple accounts with Vibrant or make a certain number of transactions to qualify for our highest rates. Just open an account!

Sit back, relax, and watch your savings grow

High-yield savings and checking accounts are our thing. We're proud to offer the best rates available every day of the year—always without monthly fees or special conditions.

Elite Savings

Average Daily Balance
APY*
$1,000,000+
4.50%
$250,000 – $999,999.99
4.25%
$100,000 – $249,999.99
4.00%
$0 – $99,999.99
0.50%

Don't keep $100,000 or more in savings? We offer equally great rates for smaller balances, too.


*APY = "Annual Percentage Yield." APYs accurate as of October 10, 2024. Elite Savings accounts are tiered accounts; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. $5 Membership Share account required. Federally insured by NCUA. 


 
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Ask Investopedia and CBS News —
Vibrant has some of the best rates available

Our CDs are nationally recognized for our market-leading rates. And our high-yield savings accounts are nearly as impressive. If you prefer to keep your savings liquid, you can still earn an impressive monthly dividend on your balance—with no penalties if you decide to make a withdrawal.

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