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Be ready for your next great idea

Your financial cushion could make you money.
Become a member

Which option is right for you?

Member savings

Get higher interest in lower balances


  • No monthly maintenance fees
  • No cap on monthly transactions
  • Higher interest rates for balances below $100,000
Advantages
  • No monthly maintenance fees
  • No cap on monthly transactions
  • Higher interest rates for balances below $100,000

Rates start at 0.01% APY*

 

Business money market

Act now to take advantage of what just may be the best money market rate in the U.S. right now.
  • No monthly maintenance fees
  • Monthly dividends 
  • Dividend rate increases begin at $10,000—the bigger your balance, the better your ROI
Advantages
  • No monthly maintenance fees
  • Monthly dividends 
  • Dividend rate increases begin at $10,000—the bigger your balance, the better your ROI

Rates as high as 3.25% APY*

 

Certificates of deposit

Boost your rate of return on smaller balances for steady, predictable growth
  • Minimum deposit of $5
  • Commitments range from 3 months to 5 years
  • Rates are currently rising fast!
Advantages
  • Minimum deposit of $5
  • Commitments range from 3 months to 5 years
  • Rates are currently rising fast!

Rates as high as 2.50% APY* on an 18-month certificate

 

Why choose Vibrant for business savings?

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  • No monthly maintenance fees
  • Start earning interest with balances as low as $100
  • Free online/mobile banking
Open an account

FAQ

Do you work with businesses outside Iowa and Illinois?

Yes! With vibrantLive, you don’t need to be near a Vibrant branch to bank with us face to face. Of course, 24/7 mobile and online banking, including online bill pay and mobile deposits, are available through our website and the Vibrant Business app (available for both Apple and Android devices). You also have access to more than 55,000 fee-free ATMs around the country.

What happens to my interest rate if my balance falls below the required amount?

There’s no monthly maintenance fee for your money market account so long as you maintain a minimum balance of $100.  Your interest is calculated based on your average daily balance and paid out monthly.

Is there a limit on the number of transactions I can make each month?

You can make unlimited transactions using a member savings account. For money market accounts, there is a transaction limit of six (6) per month.