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Be prepared for your next great idea

Your financial cushion could make you money.

Why choose Vibrant for business savings?

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  • No monthly maintenance fees
  • Start earning interest with balances as low as $100
  • Free online/mobile banking

Which option is right for you?

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Member savings

Get higher interest in lower balances


Advantages
  • No monthly maintenance fees
  • No cap on monthly transactions
  • Higher interest rates for balances below $100,000
Advantages
  • No monthly maintenance fees
  • No cap on monthly transactions
  • Higher interest rates for balances below $100,000
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Business money market

Maximize your dividends without limiting your ability to access cash when you need it
Advantages
  • No monthly maintenance fees
  • Monthly dividends 
  • Dividend rate increases at $100,000, $200,000, and $500,000
Advantages
  • No monthly maintenance fees
  • Monthly dividends 
  • Dividend rate increases at $100,000, $200,000, and $500,000
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Certificates of deposit

Boost your rate of return on smaller balances for steady, predictable growth
Advantages
  • No minimum deposit
  • Commitments range from 3 months to 5 years
  • The longer the term, the better the rate
Advantages
  • No minimum deposit
  • Commitments range from 3 months to 5 years
  • The longer the term, the better the rate

FAQ

Do you work with businesses outside Iowa, Illinois, and Indiana?

Yes! Thanks to our nationwide network of shared branch locations, you don’t need to be near a Vibrant branch to bank with us in person. Of course, 24/7 mobile and online banking, including online bill pay and mobile deposits, are available through our website and the Vibrant Business app (available for both Apple and Android devices). You also have access to more than 55,000 fee-free ATMs around the country.

What happens to my interest rate if my balance falls below the required amount?

There’s no monthly maintenance fee for your money market account so long as you maintain a minimum balance of $100.  Your interest is calculated based on your average daily balance and paid out monthly.

Is there a limit on the number of transactions I can make each month?

You can make unlimited transactions using a member savings account. For money market accounts, there is a transaction limit of six (6) per month.