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No annual fees, no nonsense

The Vibrant Business Mastercard makes it easy to manage your cash flow and grow your business faster.
Vibrant Credit Union Business Credit Card

Vibrant Business Credit Mastercard

Manage your cash flow and get an industry-leading low rate on any unpaid balances

  • No annual fee
  • Great for new or fast-growing businesses
  • Check out fast with ApplePay, GooglePay, and Samsung Pay

As low as 9.900% APR*

* 9.90% - 18.00% APR when you open your account, based on creditworthiness. 


Can I get a Vibrant credit card even if I do my banking elsewhere?

You can, but you will have to become a Vibrant member first. (Don’t worry, all it takes is a $5 deposit in a member savings account.)

What tools are available to help me manage my employees’ spending?

You can request additional cards for any member of your team and set custom spending limits for each—so there’s no surprise when the bill arrives. Set up spending alerts through your mobile or online account to keep up with purchases as they happen. 

Will I be liable for any fraudulent purchases?

If you see a fraudulent purchase on your statement, contact us immediately to let us know when and where the charge occurred and how much was charged. Federal law limits your liability in most circumstances.

If your card is lost or stolen, contact Vibrant at 1-800-323-5109 during regular business hours to shut down access to your account and request a new card.

After hours, contact Mastercard directly at 1-800-MASTERCARD.