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Why choose a business credit card from Vibrant
- No annual fee for at least one year, depending on the card you choose
- Free additional cards for employees with custom spending limits
- Get additional spending power and earn cash back on all your business expenses
Which card is right for you?
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Credit Mastercard
Manage your cash flow and get an industry-leading low rate on any unpaid balances
- No annual fee
- Great for new or fast-growing businesses
- Check out fast with ApplePay, GooglePay, and Samsung Pay
Features
- No annual fee
- Great for new or fast-growing businesses
- Check out fast with ApplePay, GooglePay, and Samsung Pay
As low as 9.90% APR*
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Credit Rewards Mastercard
Earn 3% cashback on all purchases for the first six months—with no annual fee for your first year
- 1.5% cashback on all purchases following introductory period
- $50 annual fee (after first year)
- Check out fast with ApplePay, GooglePay, and Samsung Pay
Features
- 1.5% cashback on all purchases following introductory period
- $50 annual fee (after first year)
- Check out fast with ApplePay, GooglePay, and Samsung Pay
As low as 18.00% APR*
Vibrant Credit Rewards Mastercard: 3% cashback on purchases for six-month introductory period. 1.5% cashback after that. No annual fee for the first year. $50.00 after that. 18.00% - 23.99% APR when you open your account, based on creditworthiness.
Vibrant Credit Mastercard: 9.90% - 18.00% APR when you open your account, based on creditworthiness.
FAQ
Can I get a Vibrant credit card even if I do my banking elsewhere?
You can, but you will have to become a Vibrant member first. (Don’t worry, all it takes is a $5 deposit in a member savings account.)
What tools are available to help me manage my employees’ spending?
You can request additional cards for any member of your team and set custom spending limits for each—so there’s no surprise when the bill arrives. Set up spending alerts through your mobile or online account to keep up with purchases as they happen.
Will I be liable for any fraudulent purchases?
If your card is lost or stolen, call 1-800-MASTERCARD 24 hours a day to immediately shut down access to your account. If you see a fraudulent purchase on your statement, contact us immediately to let us know when and where the charge occurred and how much was charged. Federal law limits your liability in most circumstances.