Yes! Apply online to to begin the account opening process. Our business accounts include 24/7 mobile and online banking, including online bill pay and mobile deposits, either through our website or the Vibrant Business app (available for both Apple and Android devices). You also have access to more than 55,000 fee-free ATMs around the country.

No—Vibrant will never charge additional fees based on how often you use our services. 

If you deposit before 2 p.m. CT Monday through Friday, your funds will be available the same day. Deposits after 2 p.m. and on weekends and holidays will be available the next business day.

Vibrant business checking is designed for maximum flexibility. Your interest is calculated based on your average daily balance and paid out monthly. 

If you’re the sole proprietor of your business (rather than setting your business up as a separate legal entity), you’re not required to maintain separate business and personal accounts—but it’s a good idea to do so. Opening a dedicated business account makes it easier to keep track of your finances for tax purposes. It also enables you to accept more forms of payment, including services like PayPal, ACH bank transfers, paper checks, credit cards, or electronic funds transfer.