Get a checking account built for the way you do business
Business Checking
Get everything you need in a business checking account, including mobile deposit, online bill pay, and a debit card.
-
No monthly service fees
-
No minimum balance requirement
-
No fees or limits on transactions or deposits
-
Monthly dividends on balances of $25,000+
Features
Free online banking, including mobile deposit and Bill Pay
Community Checking
Small and mid-sized businesses can now earn a great yield on their checking balance.
-
No monthly service fees
-
No minimum balance requirement
-
No fees or limits on transactions or deposits
-
Free online banking including mobile deposit and Bill Pay
Featured rate
Earn up to 3.00% APY* on your balance
Association Checking
Get a flexible spending account for your nonprofit or not-for-profit organization that's as easy to manage as it is affordable.
-
No monthly service fees
-
No minimum balance requirement
-
No fees or limits on transactions or deposits
-
Free online banking including mobile deposit and Bill Pay
Features
We offer special benefits for our community partners. Talk to your relationship manager!
Current Rates
Business Checking
Average Daily Balance | APY* |
|---|---|
$0 - $24,999 | 0.00% |
$25,000 - $99,999 | 0.15% |
$100,000 + | 0.25% |
APY = “Annual Percentage Yield.” APYs accurate as of August 12, 2024. $5 Membership Share account required. Any fees could reduce potential earnings. Rates subject to change without notice. Federally insured by NCUA.
Community Checking
Average Daily Balance | APY* |
|---|---|
$0 to $49,999.99 | 3.00% |
$50,000+ | 1.00% |
APY = “Annual Percentage Yield.” APYs accurate as of August 12, 2024. $5 Membership Share account required. Any fees could reduce potential earnings. Rates subject to change without notice. Federally insured by NCUA.
Frequently asked questions
Yes! Apply online to to begin the account opening process. Our business accounts include 24/7 mobile and online banking, including online bill pay and mobile deposits, either through our website or the Vibrant Business app (available for both Apple and Android devices).
No—Vibrant will never charge additional fees based on how often you use our services.
Vibrant business checking is designed for maximum flexibility. Your interest is calculated based on your average daily balance and paid out monthly.
If you’re the sole proprietor of your business (rather than setting your business up as a separate legal entity), you’re not required to maintain separate business and personal accounts—but it’s a good idea to do so. Opening a dedicated business account makes it easier to keep track of your finances for tax purposes. It also enables you to accept more forms of payment, including services like PayPal, ACH bank transfers, paper checks, credit cards, or electronic funds transfer