Everything you need to meet your financial goals
You'll never pay monthly maintenance fees on your account or be required to carry a minimum balance. Accounts include free mobile deposit, online credit monitoring, and access to 55,000+ surcharge-free ATMs nationwide.
Whether you occasionally carry a balance or pay your card in full each month, we've got a Vibrant Mastercard® to fit your needs—plus with any Vibrant card you'll save 20% on food and drinks when you use it at Vibrant Coffeehouse and Kitchen.
Rates as low as 9.900%* APR
Make your savings grow faster with a CD. With rates rising, you can earn impressive returns whether you're a short- or long-term investor.
Rates as high as 2.00% APY*
Our members save an average of $600/year on premiums!
Vibrant works with top insurers to find you the coverage you need on homeowner's, renter's, and auto insurance. We also offer life insurance!
Get expert advice from our experienced investment advisors and brokers. Whether you're preparing for your kids' college educations, saving for retirement, or want to preserve your current wealth, we have answers.
Hate waiting in line? Now you don't have to.
With vibrantLive, you can connect face-to-face with one of our bankers or member service agents via your smartphone or computer. It's not only one of the fastest ways to bank—it's also one of the friendliest.
Depositing checks is a snap
Got a smart phone or tablet? Now you can deposit paper checks securely and conveniently from wherever you are, using the Vibrant mobile app.
Just endorse the check, snap a photo of the front and back, and ka-ching! Your deposit heads straight to your account.
Helpful resources
5 reasons to take your business banking to a credit union
Did you know some financial institutions actually charge businesses to make deposits? Credit unions, on the other hand, are focused on service, not on extra fees.
4 tips for better money management
Have high prices got you looking for ways to stretch your dollars? We’re sharing our money management best practices to help you stretch your dollars, create an inflation-proof budget, and increase your savings. Discover how you can manage your money wisely in any economy.
What is a certificate of deposit (CD) and how does it work?
If you want to get a better rate of return on your savings without risk, a certificate of deposit could be the right solution.
FAQs
Credit unions like Vibrant are not-for-profit, member-owned organizations. Because we’re not trying to make money from you for our shareholders’ benefit, we generally have fewer—and lower—fees, as well as lower rates on home and auto loans and higher interest on CDs. Otherwise, we offer most of the same services the big guys do, from mobile deposit to video banking via vibrantLive.
Every member is required to open a Membership Savings account with a minimum $5 deposit. You'll get that money back if you ever decide to close all your accounts. (And don’t forget—our checking accounts come without monthly maintenance fees or minimum balance requirements!)
See a complete list of our branch and ATM locations—and keep an eye out for new Vibrant Coffeehouse and Kitchen locations coming soon, where you’ll be able to access nearly all of the services you’ll find in a traditional branch.
Yes, you’ll have to open a Membership Savings account and make a minimum $5 deposit.
Sorry, at this time, we require all members to have a Social Security Number.
We acquired 10-year naming rights to Moline’s premier entertainment venue starting in September 2022. We’re currently working with the arena’s management team to make some cosmetic improvements, add new amenities, and hope to offer our members special deals on future events at some point soon!
We do allow people under 18 years of age to open and use Vibrant accounts, but in some instances we may also require the account to have a co-owner who is at least 18 years old. Talk to a banker about your situation.
You can also open an account to hold the funds of a minor (a person less than 21 years old) under your state's Uniform Transfers to Minors Act. This account can only have one custodian, and any dividends and interest are reported under the minor’s name and Social Security Number. Be aware—once the minor reaches 21 years of age, it's the custodian's responsibility to transfer the funds to them. We cannot transfer ownership of the account itself.
Yes! Call 1-800-323-5109 and ask to be connected.