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Couple looking at computer | Vibrant Credit Union

Get the money you need now

For big expenses of $3,000 or more, our personal loans offer flexibility and convenience—with up to 36 months to pay.

Why choose a personal loan from Vibrant?

wedding party celebrating

Life doesn’t always go as planned. When you find yourself in a situation where you need to borrow $3,000 or more, our personal loan offers:  

  • Versatility. Use it for virtually anything from auto repairs and home improvements to a dream wedding or vacation.  
  • Competitive rates. Interest rates on unsecured loans can sometimes run as high as 30%, but ours are in line with overall market trends.  
  • No origination fee.   

 

What to expect

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Quick & easy application

Complete the online application on your own or stop by one of our branches. It takes just minutes! 

 

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Decisions made by real people

You’re more than a credit score or a ratio. We review every application individually and work with you to find the best solution. 

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Instant access to cash

Once you’re approved, you’ll have the money in your account within minutes.

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Easy repayment

There’s no penalty for early repayment. And, if money is temporarily tight, your loan is eligible for Skip-a-Pay up to twice a year.  

*APR= “Annual Percentage Rate.” Actual rate to be determined by credit score. Payment terms up to 36 months. $5 Membership required for all consumer loans.