happy family moving into new home

There's no place like (your own) home

Find a great rate whether you're buying, refinancing, or cashing in on your home equity.

What to expect


Gather your documentation (2 years of W-2s or federal tax returns, pay stubs from the last 30 days, 2 months of bank statements) 


Set aside 20 minutes to complete your application


Stay tuned for a call from our lenders while we review your application and verify your information

Let's get started

Rates quoted are effective as of March 21, 2022, unless otherwise noted and may vary with amount of loan and loan-to-value ratio LTV. 45 day lock. Rates quoted based on $150,000 mortgage, 80% LTV, 740 credit score, owner occupied only. Annualized Percentage Rate APR includes interest, certain fees and points as applicable according to federal law. Payments displayed do not include taxes and insurance, actual payments may be greater. $595 origination fee.

What they're saying

Steve B.

"Vibrant is outstanding...will go above and beyond to make sure all customer needs are met with full satisfaction."

Bill K.

"Always a great experience with Vibrant! They do what they can for you and make everything fast and easy!"

Randy K.

"I was appraising a property and asked the owner what kind of rate he was getting. I was shocked...and now I'm refinancing our mortgage with them."

Why choose a mortgage with Vibrant?

large home
  • Fast & friendly service 

  • Low fees & competitive rates

  • Down payment assistance of up to $6,000 for qualified members  

  • In-house servicing for most loans