about vibrant.

Why a Credit Union?

What’s the big deal with credit unions anyway?

For those of you who have only ever dealt with banks when managing your money, prepare to see the light. Credit unions operate on a whole different playing field. 

Three words, my friend: Not. For. Profit. 

As a credit union, we are a not-for-profit financial institution, making decisions based on what’s best for our members. Turns out, this way of doing business ain’t too shabby. Any profits we do make are reinvested in you, the members. 

Of the people, by the people, for the people

When you are talking about credit unions, you are talking about membership-driven organizations. By becoming a member of a credit union, you become part of a group that's got each other's back. That means rates and services that rank consistently better than those offered at your typical bank.

At the end of the day, it comes down to who benefits from the company’s success. At a bank it’s the shareholders, whoever they may be. At a credit union, it is the members. We think the choice is clear.