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Borrow now. Pay later.

For a limited time, get an auto or personal loan with no payments due for 90 days.

Which loan is right for you?

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Personal loan

Get the cash you need for whatever you need, at a lower rate than most credit cards.
  • Consolidate debts, pay medical bills, plan your dream wedding, make home renovations, and more

  • Terms up to 60 months 

  • Eligible for Skip-a-Pay up to twice a year

  • Your first payment won't be due for 90 days

  • Consolidate debts, pay medical bills, plan your dream wedding, make home renovations, and more

  • Terms up to 60 months 

  • Eligible for Skip-a-Pay up to twice a year

  • Your first payment won't be due for 90 days

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Auto loan

Purchase a new or used vehicle or refinance your existing auto loan at a lower rate.
  • Your choice of new or used cars, trucks, or motorcycles 
  • Terms up to 84 months 
  • Eligible for Skip-a-Pay up to twice a year
  • Your first payment won't be due for 90 days 
  • Your choice of new or used cars, trucks, or motorcycles 
  • Terms up to 84 months 
  • Eligible for Skip-a-Pay up to twice a year
  • Your first payment won't be due for 90 days 

What to expect

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Quick & easy application

Complete the form below to start the application process 

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Gather documentation

  • Find contact info for employer and info on all sources of income (pay stub may be required for verification)

  • New auto loan: Get make and model year or VIN if you've selected a vehicle already 

  • Auto refinance: Find your VIN, driver’s license number, current mileage, and loan balance

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Talk to a personal banker

We’ll call you back as soon as possible to finalize your application. It takes 10 minutes or less—and most loans can be funded in less than 1 business day! 

Find out how much you can borrow

To begin the application process, submit the following information. One of our personal bankers will be in touch with you soon!

Disclaimer: This promotion postpones the payment on new consumer loans closed from January 10th, 2022 to February 28th, 2022. Interest will still accumulate at the daily rate from the date of loan disbursal. $5 membership required for all consumer loans. Current Vibrant Credit Union loans not eligible. All loans are subject to credit approval and not all applicants may qualify for this offer. This offer is subject to change at any time without notice. Federally Insured by the NCUA.