How can we help you?
Buy a new home or refinance your current mortgage—choose from adjustable rate and fixed-rate options, with terms from 10 to 30 years
Rates as low as 2.25%*
Purchase a new or used vehicle or refinance your current loan to lower payments or pay it off faster
Rates as low as 2.25%
Open a checking or savings account with no minimum balance requirement, plus free online banking, mobile deposit, and bill pay
Increase your spending power with a Vibrant Mastercard®
Rates as low as 9.90%* APR
Take Vibrant on the go with you
Our closest branch is as near as your phone. Check your balance, make a deposit, transfer funds, or pay bills on your Android or Apple device, anytime and anywhere.
When to refinance your mortgage
In addition to rate changes, you’ll want to consider how long you’ve had your current mortgage and how soon you plan to move.
Will a checking account affect your credit score?
Provided your account is in good standing, how much you have in the bank is much less important than how much you owe.